Beautiful 5BR/4BA multi-generational home offering the perfect blend of space, comfort, and flexibility! The chef's kitchen features stainless appliances, abundant cabinets, breakfast bar, and cozy keeping room w/fireplace. Main level includes a formal dining room w/cherry inlay, office/flex space, 2-story family room, guest bedroom w/full bath, and laundry w/sink. Upstairs, the oversized primary retreat boasts dual vanities, soaking tub, walk-in shower, and massive closet. Three spacious secondary bedrooms include one w/private bath. Partially finished basement offers 2 large rec rooms plus space to customize. Outdoor living shines with a wraparound porch, deck, and semi-private backyard. Updates: new HVACs (incl. basement), water heater, carpet, trim paint & more. Exclusive financing: 3.99% ARM or 5.99% fixed, NO PMI, up to 100% financing!