PENDING LOAN APPROVAL WITH PENNYMAC, THIS HOME HAS AN ASSUMABLE MORTGAE RATE OF 2.25. WHY WAIT 8 MONTHS FOR A NEW CONSTRUCTION, WHEN YOU CAN MOVE INTO THIS GORGEOUS HOME NOW? WELCOME TO RIVERTOWN, ONE OF ST. JOHNS FLORIDA PREMIER COMMUNITIES. THIS HOME FEATURES AN INVITING OPEN FLOOR PLAN WITH 4 BEDROOMS, 3.5 BATHROOMS AND TONS OF UPGRADES. THE KITCHEN IS DELIGHTFULLY APPOINTED WITH GREY CABINETS, STAINLESS STEEL APPLIANCES, QUARTZ COUNTERTOPS AND A FOOD PREP ISLAND. THE KITCHEN FLOWS TO A CAFE AREA AND ADJOINING SPACIOUS FAMILY ROOM THAT'S PERFECT FOR FAMILY GATHERINGS OR ENTERTAINING FRIENDS. RETIRE AFTER A LONG DAY IN THE SPACIOUS OWNERS RETREAT THAT FEATURES A SPA-LIKE BATHROOM WITH DUAL VANITIES, SOLID SURFACE COUNTERTOPS, HIS AND HERS WALK-IN CLOSETS AND A LARGE WALK-IN SHOWER.