Charm and character abound! Located in the desirable Lakewood neighborhood, this adorable home is conveniently located near shopping, restaurants, and just minutes away from historic San Marco. Home features original hardwood floors, living/dining combo, cottage-style kitchen, plus retro tile in the bathroom. The family room boasts vaulted ceilings, plus a huge storage closet. The third bedroom features a walk-in closet, plus a flex room area. There's plenty of room to create a dedicated owners suite. Lush landscaping, and a large, fenced backyard. Newer roof, electrical panel, & HVAC! No HOA or CDD fees! Easy highway access, & convenient to downtown Jacksonville. Home qualifies for the Opportunity Mortgage Loan product with up to 100% financing and no PMI. Professional photos coming soon!