This is a unique opportunity in the city limits of Fernandina Beach with four 100ft X 100ft adjoining lots to allow single family residential or duplex with NO HOA FEES. Beautiful property with mature hardwood trees and incredible privacy that is hard to find with this acreage on island. Almost an acre zoned R2 situated in a very desirable area on the end of a quiet street halfway between the downtown historic district and the beach, location, location. Easy walk to shopping, dining or Central Park. Value is in the land, though duplex is occupied and generates over $2700 per month currently. Please do not disturb the tenants.