Live just 1/2 MILE TO HISTORIC FERNANDINA BEACH and within walking distance to restaurants and shopping. This property is zoned for both commercial and residential use. Upstairs is a SWEET APARTMENT with private entrance/utilities and features granite kitchen counters, SS appliances, vinyl waterproof plank floors in living areas and wood floors in bedrooms. Use downstairs as YOUR WORK SPACE or lease it to PAY YOUR MORTGAGE! Commercial rentals are scarce here and this premier space could command income of over $1200/mth. Roof has 50-year coating done in 2016. Building can easily be re-faced for a more modern look and the treelined, fenced back yard gives a peaceful reprieve. With a little polish, this is a diamond property with great investment potential and at a price that is hard to find.